I will help you navigate the complexities of Medicare by conducting a personalized assessment of your healthcare needs and preferences, offering clear explanations of Medicare basics, comparing available plans, assisting with enrollment, and providing ongoing support. When guiding you through the intricacies of Original Medicare, Medicare Supplements, Medicare Advantage, or Prescription Drug Plans, I prioritize transparency in explaining costs and out-of-pocket expenses. My commitment extends to evaluating supplemental coverage options, conducting annual plan reviews, and serving as an advocate during claims. With a focus on education and accessibility, I aim to empower individuals to make well-informed decisions about their Medicare coverage, ensuring their healthcare needs are met effectively and with peace of mind. Click the button below for Medicare help from a licensed and certified independent agent.

Life Insurance

I offer a wide variety of life insurance product. One of more popular with my senior clients is Final Expense Whole Life Insurance. If you are interested in a life insurance plan first I will conduct a thorough assessment of your specific needs, financial situation, and preferences. Then I will provide a clear and comprehensive explanation of final expense life insurance, outlining the coverage it offers for funeral costs, burial expenses, and outstanding debts. Leveraging my access to various insurance carriers, I will compare multiple final expense plans to identify options that align with your requirements and budget. Throughout the process, I would prioritize transparency, ensuring you have a complete understanding of policy terms, premiums, and any additional features. My goal is to guide you towards a final expense life insurance plan that provides the necessary coverage for your end-of-life expenses, giving you and your loved ones peace of mind during challenging times. Click the button below for my help with life insurance.

Individual Health Insurance

As your health insurance agent I can tailor the benefits of an individual health insurance plan that specifically meet your needs. With a lot of different plans on the market how do you choose the one that fits your health needs and budget? With the help of a licensed independent agent you can leave the comparisons of complicated plans to me. I will do the shopping for you and make recommendations based on your specific needs. I will help you during the enrollment process, be there while you're on your plan for support, and then provide a yearly policy review to make sure you stay on the best plan for you. Click the button below to get my help finding an individual health plan.

Dental and Vision Products

If you have a Medicare or individual health plan, one of the important benefits of those plans is the dental and vision coverage that is included. If you have a plan that does not include coverage for dental and vision, I represent carriers that offer stand-alone dental and vision plans. Like your health policy, I will shop dental and vision plans to find a solution that meets your needs and budget. Get more info about dental and vision plans by clicking the button below.

Hospital Indemnity Plans

Hospital Indemnity Plans are designed to cover the gaps in your Medicare Advantage Plan or your Individual Health Insurance Plan. Copays and deductibles in your Medicare or Health Insurance plan can be covered by a Hospital Indemnity Plan. This type of plan pays you when you have a covered copay, coinsurance or deductible on your Medicare or Health Insurance Plan. Adding these types of insurance policies you your coverage package can significantly reduce your out of pocket exposure for things like, hospital stay copay, ER visit copay, outpatient surgery copay, deductibles and other covered expenses that your Medicare or Health Insurance Plan leaves you to pay. If you would like to see how these plans work with your current policy, please click the button below and I would be happy to give you more information and a quote on a Hospital Indemnity Plan.